Writing Right: The Blog

Author, Insure Thyself!

October 31, 2016

Tags: Insurance

You've spent too much of your life preparing for the future to piss it all away. But you may be doing exactly that if you haven't at least considered insuring yourself in your writing.

There are times when a writer has invested months or even years of his life preparing the book of the century only to learn that publishers won't touch it because they're afraid of getting sued. At times such as those, wouldn't it be nice to tell those publishers, "Hey, not to worry! I have had a media attorney review the material and have a $500,000 libel policy in place for any contingency we might require."

Well, you can! The Authors Guild has an agreement with AXIS PRO, the world's leading underwriter of media liability insurance, to offer Guild members professional liability insurance. Even without being a Guild member, you can check out what libel insurance would cost to protect you (and hold your publisher harmless) by filling out and submitting an AXIS PRO WriteInsure Application. For more information, check out this PDF document.

Coverage is available under the program, known as WriteInsure, for book authorship, freelance writing (including blogging on blogs owned by others), and blog sites that you own and operate. The insurance covers claims of libel, invasion of privacy, copyright or trademark infringement, plagiarism, errors and omissions, and other related risks. The program covers legal expenses incurred in defending a claim and any monetary damages due to judgments or settlements you may be required to pay.

For more details, see the FAQ [pdf] or, to complete an application, click on the link below. Here's the disclaimer: "The Authors Guild is offering this insurance as a benefit of membership and receives no compensation through its agreement with AXIS PRO. Each member is individually underwritten by AXIS. Authors Guild membership does not guarantee an offer of insurance by AXIS. You must be a member in good standing to take advantage of this offer."