When someone posed the question on line as to why he is able to create good characters but can't create a decent story to save his soul, the Internet lit up with do-gooders, not the least of whom was one of my favorite spreaders of online misinformation. Here's what I told him.
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First, assuming the Queen of Wrong can read (which may be a stretch), I'm not sure why she feels you are only interested in the characters "as they are, not how they got to where they are now." You stated in your question that you're good at characterization, so what's Queenie's beef?
And, as for her implication that you need a course on "plotting," let me say that plotting isn't the be-all and end-all she apparently thinks it is. Plotting is storytelling, plain and simple. If you can tell a good story from beginning to end without losing your listener's interest, a plotting course will only slow you down in your development. Ask Herman Melville or Uncle Remus or even Beatrix Potter if they'd taken many courses on "plotting" throughout their lives. Uh-uh? That's what I thought.